What Are Statutory Accident Benefits?
If you are seriously injured in an auto accident, Statutory Accident Benefits help pay for medical and rehabilitative expenses, over and above OHIP and will provide some monies to augment any income that has been lost.
The Statutory Accident Benefits (SABS for short) is included with all basic automobile insurance policies issued in Ontario.
Accident benefits are paid through your own auto insurance provider, or the provider of the vehicle you were a passenger in. If you were a pedestrian, and uninsured, you would receive accident benefits from the insurance company of the vehicle that struck you. If you are a pedestrian and struck by an automobile that is uninsured, you would claim benefits from the Motor Vehicle Accident Claims Fund administered by the province of Ontario.
Lost Educational Expenses
- For those who can’t continue studies in an elementary, secondary, post-secondary or continuing education program as a result of injuries from an auto accident.
- Covers expenses incurred before the accident, such as for tuition, books, equipment, and lodging, for a maximum benefit of $15,000.
Expenses of Visitors
- Reasonable and necessary expenses incurred by some of those closest to you when they visit you during your treatment or recovery. This includes your spouse, children, grandchildren, parents, grandparents, siblings, certain other dependants and guardians, and those living with you at the time of the accident.
- Expenses can be claimed for a maximum of 104 weeks after the accident, unless injuries are catastrophic.
Housekeeping and Home Maintenance Expenses
- If you experience catastrophic injuries in an auto accident and need to hire someone to carry out your housekeeping or home maintenance responsibilities, you are eligible for up to $100/week.
- Benefits may be extended to include all injuries.
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